Sarbat Sehat Bima Yojana 2024-25 Free Treatment, Document, Check out the Free Cashless Treatment Registration Process, Punjab Sarbat Sehat Bima Yojana Application Form, Apply online details. The Sarbat Sehat Bima Yojana (SSBY) is a flagship healthcare initiative of the Punjab Government that provides free cashless health insurance to a significant portion of the state’s population. The scheme was initially launched in 2019 under the name Mukhyamantri Sarbat Sehat Bima Yojana and has continued to evolve, becoming a lifeline for millions of families in Punjab. With healthcare costs rising, the scheme aims to ensure that all residents have access to quality medical care without financial constraints. In the 2024-25.
Sarbat Sehat Bima Yojana 2024-25
Contents
The Sarbat Sehat Bima Yojana covers more than 40 lakh families, which constitutes about 65% of Punjab’s population. The scheme provides cashless medical treatment up to a limit of Rs 5 lakh per family annually. Both government hospitals and empaneled private healthcare institutions are included, offering easy access to a broad range of treatments.
| Feature | Details |
|---|---|
| Nodal Agency | State Health Agency, Punjab Government |
| Scheme Name | Sarbat Sehat Bima Yojana (Mukhyamantri Sehat Bima Yojna) |
| Year of Inception | 2019 |
| Benefits | Free Cashless Treatment up to Rs 5,00,000 per family per year |
| Beneficiaries | Residents of Punjab |
| Scheme Status | Active |
| Official Website | sha.punjab.gov.in |
Sarbat Sehat Bima Yojana Eligibility
Eligibility criteria for the MP Bima Yojana are broad and cover a wide section of Punjab’s population, including economically disadvantaged and marginalized communities. The following groups are eligible.
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- Households listed under the SECC 2011 data.
- Families with NFSA Ration Cards.
- Below Poverty Line (BPL) families.
- Small and marginal farmers, identified through the J-Form.
- Construction workers registered with the Punjab Construction Workers Welfare Board.
- Journalists holding a Yellow Card issued by PUNMEDIA.
- Small traders were identified through the Punjab Excise and Taxation Department.
By including a wide variety of beneficiaries, the scheme ensures that healthcare reaches even the most vulnerable sections of society.
| Category | Number of Beneficiaries |
|---|---|
| NFSA Ration Card Holders | 18.49 lakh |
| SECC Beneficiaries | 16.65 lakh |
| Construction Workers | 3.12 lakh |
| Small Traders | 0.33 lakh |
| Journalists | 3220 |
Mukhyamantri Sehat Bima Yojana Benefits
The Sarbat Sehat Bima Yojana offers comprehensive healthcare services. The scheme ensures that beneficiaries do not have to worry about healthcare expenses, which can otherwise be a major financial burden. Some of the benefits of the scheme are available below. Need to check them and find what you get under this scheme online. The registration process is available online.
- Under this scheme, each family is eligible for cashless treatment up to Rs. 5 lakh per year.
- The scheme covers 1,579 medical procedures across secondary and tertiary care services.
- This scheme covers all pre-existing diseases are covered from day one.
- The scheme includes coverage for 3 days of pre-hospitalization and 15 days of post-hospitalization expenses.
- These are also included under the scheme, enabling patients to receive treatments that do not require overnight hospital stays.
- Medical expenses for newborns are also covered is you get the registration before the medical expenses out.
| Type of Coverage | Details |
|---|---|
| Maximum Coverage | Rs 5,00,000 per family per year |
| Number of Medical Procedures | 1,579 |
| Pre-Hospitalization Coverage | 3 days |
| Post-Hospitalization Coverage | 15 days |
| Daycare Surgeries | Included |
| Newborn Care | Included |
| Pre-existing Conditions | Covered from day one |
Diseases Covered Under Sarbat Sehat Bima Yojana
The Sarbat Sehat Bima Yojana offers coverage for a variety of ailments and procedures, ensuring that beneficiaries have access to specialized treatments. Some of the critical diseases covered under the scheme are:
- Cardiology – Heart diseases and related surgeries.
- Mental Disorders – Treatment for psychological conditions.
- Orthopaedics – Bone and joint surgeries.
- General Surgery – Common surgical procedures.
- Neurosurgery – Brain and spinal surgeries.
- Cancer – Comprehensive cancer treatment including chemotherapy and radiation.
- Radiation Oncology – For cancer patients requiring radiation therapy.
- Plastic Surgery – Reconstructive surgeries.
- Paediatric Surgery – Specialized surgeries for children.
- COVID-19 – Treatment for those affected by the coronavirus.
This extensive list of covered diseases makes the scheme a robust healthcare safety net for residents of Punjab.
Required Documents for Registration
The documents are the most important part of the scheme, You need to upload and provide the documents correct manner. To avail of the benefits of the Sarbat Yojana, beneficiaries need to submit certain documents. These documents help verify eligibility and ensure that only qualified individuals can avail of the scheme. These documents can be submitted at Common Service Centers (CSCs) or Sewa Kendras across Punjab for a nominal fee.
- Aadhar Card or any other government-recognized ID.
- families listed in the NFSA or SECC database.
- To verify the income status of the beneficiary family.
- J-Form for small and marginal farmers.
- For individuals registered as construction workers.
How to Apply for Sarbat Sehat Bima Yojana
One of the most convenient features of the Sarbat Sehat Bima Yojana is its streamlined registration process. Families that are already listed in the SECC 2011 data, NFSA, or any other relevant government databases do not need to apply manually.
These families are automatically enrolled in the scheme. Eligible beneficiaries simply need to obtain an E-Card, which acts as proof of enrollment and allows them to avail of cashless medical services.
The E-Card can be obtained from authorized Common Service Centers (CSCs) or Sewa Kendras for a nominal fee of Rs. 30.
| Info | Details |
|---|---|
| Data Sources for Eligibility | SECC 2011, NFSA Ration Cards, Punjab Mandi Board, Excise & Taxation Department |
| E-Card Issuing Centers | Common Service Centers (CSCs), Sewa Kendras |
| Fee for E-Card | Rs. 30 |
| Where to Use E-Card | Empaneled Government & Private Hospitals |
Frequently Asked Questions (FAQs)
Q1 What is the Sarbat Sehat Bima Yojana?
Ans – This yojana is a healthcare initiative launched by the Punjab Government that provides cashless medical treatment up to Rs. 5 lakh per family annually. It covers a wide range of secondary and tertiary medical procedures across empaneled government and private hospitals in Punjab.
Q2 How much coverage does the scheme provide?
Ans – The scheme provides cashless healthcare coverage of up to Rs. 5 lakh per family per year for secondary and tertiary care, including pre-existing conditions and critical treatments like surgeries and cancer care.
Q3 How can I apply for the Sarbat Sehat Bima Yojana?
Ans – If you are eligible, you do not need to apply separately. Families already listed in government databases (SECC 2011, NFSA ration card holders, etc.) are automatically enrolled. You just need to collect your E-Card from any Common Service Center (CSC) or Sewa Kendra by paying a fee of Rs. 30.
Q4 What is an E-Card, and why do I need it?
Ans – The E-Card is your identification under the Yojana. It allows you to avail of free cashless treatment at any empaneled hospital in Punjab. You can get this card by visiting a Common Service Center or Sewa Kendra with your identification documents and a nominal fee.
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